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Selskabsmeddelelse

Morrow Bank ASA: Sale of non-performing loans in Finland confirm book values

Morrow Bank
Morrow Bank ASA ("The Bank") has entered into an agreement to sell a portfolio
of Finnish non-performing credit card loans (NPL) to the debt collection agency
Kredinor, representing a gross book value of approximately EUR 9 million. The
transaction will reduce the Bank's NPL exposures, improve capital ratios and
will not impact the Bank's profit, confirming the valuation of the NPLs. The
transaction is expected to close in Q2 2025.

For further information, please contact:
Eirik Holtedahl, CFO
tel: +47 96912291
email: ir@morrowbank.com

About Morrow Bank
Morrow Bank is a Nordic niche bank offering personal loans, credit cards and
deposit accounts to consumers. The target group is creditworthy individuals with
stable personal finances and no payment remarks. Credit risk is managed largely
by automated processes for credit assessment and underwriting. The Bank has a
diversified and balanced distribution model utilizing both public and
proprietary channels. Operational efficiency and low cost are a foundation for
Morrow Bank and are enabled by centralized operations, modern systems and
digital set-up. To learn more, visit ir.morrowbank.com

About Kredinor
Kredinor is a full-service debt collection company that offers services in two
main categories, Credit Management Services and Portfolio Investments. Kredinor
operates in Norway, Sweden, Denmark, and Finland and is regarded as the market
leader in its industry.

This information is considered to be inside information pursuant to the EU
Market Abuse Regulation article 7 and is subject to the disclosure requirements
pursuant to section 5-12 of the Norwegian Securities Trading Act. This stock
exchange announcement was published by Henning Fagerbakke, Head of Finance,
Morrow Bank ASA, on 22 April 2025 at 17:00 CEST.
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