contentSlug

type

ContentSlug_ContentQuery

slug

ContentPageContentQuery

content

trendingContent

query ContentSlug_ContentQuery(
  $contentSlug: String!
  $type: [ContentType!]
) {
  ...ContentPageContentQuery_13QmVO
}

fragment CompanyDetails_Content on Content {
  __isContent: __typename
  companies {
    name
    description
    pageUrl
    id
  }
}

fragment CompanyTagList on Company {
  pageUrl
  name
  viewerIsFollowing
}

fragment ContentBasicInfo on Content {
  __isContent: __typename
  id
  type
  title
  lang
  companies {
    ...CompanyTagList
    id
  }
  ...PublishingDetails
  ...Reactions
}

fragment ContentMetadata on Content {
  __isContent: __typename
  type
  title
  lang
  pageUrl
  alternatePageUrls: translations {
    __typename
    pageUrl
    lang
  }
  imgUrl
  description
  ... on Video {
    liveTime
    videoUrl
  }
  ... on Webcast {
    liveTime
    videoUrl
  }
}

fragment ContentPageContentQuery_13QmVO on Query {
  content(slug: $contentSlug, type: $type) {
    __typename
    id
    type
    title
    isPremium
    lang
    htmlBody
    companies {
      forum {
        latestPosts {
          ...ForumPosts
        }
      }
      defaultInstrument {
        isin
        id
      }
      id
    }
    slug
    ... on CompanyReport {
      reportUrl
    }
    ... on ThirdPartyCompanyReport {
      reportUrl
    }
    ... on StockExchangeRelease {
      reportUrl
    }
    ...ContentBasicInfo
    ...ContentMetadata
    ...PriceAndRecommendation_Content
    ...CompanyDetails_Content
    ...ReportLink_Content
    ...KeyFigures_Content
  }
  ...TrendingContent_1jQ2Cn
}

fragment ForumPosts on ForumPost {
  text
  likesCount
  url
  author
  postedAt
  authorImgUrl
}

fragment KeyFigures_Content on Content {
  __isContent: __typename
  companies {
    defaultInstrument {
      estimateData {
        modelType
        reportingCurrency
      }
      snapshot {
        transaction {
          date
          actualized {
            year
            quarter
            revenue
            revenueGrowth
            ebitAdjusted
            ebitReported
            ebitda
            enterpriseValue
            epsAdjusted
            dividend
            dividendYield
            sharePrice
          }
          estimates {
            year
            quarter
            revenue
            revenueGrowth
            ebitAdjusted
            ebitReported
            ebitda
            enterpriseValue
            epsAdjusted
            dividend
            dividendYield
            sharePrice
          }
        }
      }
      id
    }
    id
  }
}

fragment PriceAndRecommendation_Content on Content {
  __isContent: __typename
  createdAt
  companies {
    id
    name
    viewerIsFollowing
    defaultInstrument {
      snapshot {
        priceData {
          date
          lastPrice
          tradeCurrency
        }
        transaction {
          date
          recommendation
          targetPrice
        }
        prevTransaction {
          recommendation
        }
      }
      id
    }
  }
}

fragment PublishingDetails on Content {
  __isContent: __typename
  createdAt
  publishers {
    name
    imgUrl
  }
  authors {
    __typename
    id
    name
    slug
    imgUrl
    jobTitle
  }
  ... on Video {
    liveTime
  }
  ... on Webcast {
    liveTime
  }
}

fragment Reactions on Content {
  __isContent: __typename
  id
  reactionGroups {
    reactionType
    reactionsCount
    viewerReacted
  }
}

fragment ReportLink_Content on Content {
  __isContent: __typename
  type
  isPremium
  ... on CompanyReport {
    reportUrl
  }
  ... on ThirdPartyCompanyReport {
    reportUrl
  }
  ... on StockExchangeRelease {
    reportUrl
  }
}

fragment TrendingContent_1jQ2Cn on Query {
  trendingContent(type: ARTICLE) {
    __typename
    id
    title
    lang
    pageUrl
    createdAt
    type
    imgUrl
    companies {
      squareLogoUrl
      id
    }
    authors {
      __typename
      imgUrl
      id
    }
    publishers {
      imgUrl
    }
  }
}


ncr-comments-sparbanken-vastra-malardalen-2020q1-report

__typename

title

isPremium

lang

htmlBody

companies

createdAt

publishers

authors

reactionGroups

pageUrl

translations

imgUrl

description

Our 'BBB+' issuer and issue ratings for Sparbanken Västra Mälardalen (SBVM) are unchanged following the publication of its first-quarter results.Financial valuations affect bottom line SBVM ...

<div class="mfn-preamble">Our 'BBB+' issuer and issue ratings for Sparbanken Västra Mälardalen (SBVM) are unchanged following the publication of its first-quarter results.</div><div class="mfn-body">Financial valuations affect bottom line SBVM reported a loss of SEK 12.7m in the first quarter due primarily to a SEK 38m net financial loss. The financial losses are mostly unrealised impacts of valuation of the liquidity and investment portfolios as spreads widened dramatically by the end of March. In addition, falling rates negatively affected the valuation of interest rate swaps used for hedging. Further declines in the SBVM's holding of Swedbank AB's shares reduced total comprehensive income by an additional SEK 59m, but did not impact the bank's regulatory capital situation.Business volumes were also affected by the loss of value in customers' investment and insurance assets. In total business volumes fell 4.1% during the quarter, however, the bank grew lending (1.4%) and deposits (0.7%) on its own balance sheet despite the turbulence.Core preprovision earnings (net interest income and net fees and commission income net of expenses) improved compared to first quarter 2019 by 3.8% during the quarter.Credit losses of SEK 3.9m (21 bps of net loans) affected the first quarter result, but volumes of net nonperforming loans in stage 3 (IFRS9) increased by  SEK 1.1m and remained in line with previous quarters at 26 bps of net loans.Capital remains a strength, allowing the bank to support the community SBVM's CET 1 ratio fell, but remains strong at 22.45% (23.95% at end 2019).In light of COVID-19 effect, the bank has allocated SEK 12.5m to regional projects to help improve the situation for indivduals, companies and organisations in SBVM's region.This commentary does not reflect a rating action.If you have any questions, please contact: Sean Cotten, chief rating officer, +46735600337, <a href="mailto:sean.cotten@nordiccreditrating.com" target="_blank" rel="nofollow noopener">sean.cotten@nordiccreditrating.com</a> Geir Kristiansen, credit rating analyst, +4790784593, <a href="mailto:geir.kristiansen@nordiccreditrating.com" target="_blank" rel="nofollow noopener">geir.kristiansen@nordiccreditrating.com</a></div><div class="mfn-footer mfn-about">About Us<hr/>Nordic Credit Rating AS is a credit rating agency headquartered in Oslo with a branch in Stockholm. The company provides credit ratings to companies and financial institutions in the Nordic region, and bases its analysis on local insights. Nordic Credit Rating is registered with the European Securities and Markets Authority (ESMA).</div><div class="mfn-footer mfn-attachment mfn-attachment-pdf">Attachments<hr/><a class="mfn-generated mfn-primary" href="https://storage.mfn.se/0e92f478-a040-463a-b82c-743a0091e4f6/ncr-comments-sparbanken-vastra-malardalen-2020q1-report.pdf" target="_blank" rel="nofollow noopener">NCR comments: Sparbanken Västra Mälardalen 2020Q1 report</a></div>