Alisa Pankki
0.166
EUR
-0.3 %
ALISA
NASDAQ Helsinki
Banks
Financials
4,591 following
www.alisabank.com
Alisa Pankki is a Finnish banking company. Today, a wide range of financial services and corporate finance services are available. The bank serves individuals, SMEs and savers seeking interest on their deposits. The bank is currently operating in Finland, Denmark, Germany and Poland. Alisa Pankki was established in 2022 after a merger of Fellow Finance and Evli Bank and is headquartered in Helsinki.
P/E (adj.) (24e)
-3.92
ROE-% (24e)
-0.21 %
P/B (24e)
0.65
Dividend yield-% (24e)
-
Target price
0.19 EUR
Recommendation
Reduce
Updated
11.8.2024
NASDAQ Helsinki
ALISA
Daily low / high price
0.165 / 0.17
EUR
Market cap
24.36M EUR
Turnover
8.24K EUR
Volume
50K
Business risk
Valuation risk
Current
Previous
Analyst
Kasper Mellas
Analyst
Latest videos
Income statement
| 2020 | 2021 | 2022 | 2023 | 2024e | 2025e | 2026e | 2027e | |
|---|---|---|---|---|---|---|---|---|
| Operating income | 0.0 | 0.0 | 10.2 | 16.7 | 19.9 | 23.1 | 24.5 | 26.0 |
| growth-% | 255,850.0 % | 63.1 % | 19.1 % | 16.1 % | 6.2 % | 6.1 % | ||
| Operating expenses | -11.6 | -11.4 | -12.8 | -14.7 | -15.5 | |||
| Credit loss | -8.3 | -5.0 | -6.2 | -5.6 | -5.3 | |||
| EBIT (adj.) | -7.8 | 0.3 | 0.9 | 2.8 | 3.7 | 4.1 | ||
| EBIT | -9.7 | 0.3 | -0.1 | 2.8 | 3.7 | 4.1 | ||
| Net income | -9.0 | 0.3 | -0.1 | 2.7 | 3.5 | 4.1 | ||
| EPS (adj.) | -0.08 | 0.00 | -0.04 | 0.02 | 0.02 | 0.03 | ||
| growth-% | -1,328.3 % | 31.6 % | 17.2 % | |||||
| Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend ratio |
Profitability and return on capital
| 2020 | 2021 | 2022 | 2023 | 2024e | 2025e | 2026e | 2027e | |
|---|---|---|---|---|---|---|---|---|
| Cost to income-% | 113.3 % | 68.3 % | 64.2 % | 63.6 % | 63.1 % | |||
| ROA | 0.1 % | -0.0 % | 1.5 % | 1.9 % | ||||
| ROE | -63.7 % | 1.1 % | -0.2 % | 6.9 % | 8.4 % | 9.1 % | ||
| ROE tangible | 1.6 % | -0.3 % | 12.3 % | 28.5 % | ||||
| Dividend yield |
Valuation
| 2020 | 2021 | 2022 | 2023 | 2024e | 2025e | 2026e | 2027e | |
|---|---|---|---|---|---|---|---|---|
| Share price (EUR) | 0.60 | 1.28 | 0.36 | 0.17 | 0.17 | 0.17 | 0.17 | 0.17 |
| Shares | 88.3 | 88.3 | 147.2 | 147.2 | 147.2 | 147.2 | ||
| Market cap | 32.1 | 15.2 | 24.4 | 24.4 | 24.4 | 24.4 | ||
| Enterprise value | -93.0 | -125.4 | -288.2 | -311.1 | -333.9 | -7.4 | ||
| P/E (adj.) | - | - | - | 49.9 | - | 9.1 | 6.9 | 5.9 |
| P/B | - | - | 1.1 | 0.6 | 0.7 | 0.6 | 0.6 | 0.5 |
| P/B tangible | - | - | 1.65 | 0.84 | 1.19 | 1.05 | 15.47 | - |
| Dividend yield | ||||||||
| Common equity-% (CET1) | 12.6 % | 12.0 % | 12.1 % | 13.6 % | 15.0 % | |||
| Equity ratio | 9.6 % | 8.4 % | 7.2 % | 7.4 % | 7.7 % | 100.0 % |
Quarter data
| Q1/23 | Q2/23 | Q3/23 | Q4/23 | 2023 | Q1/24e | Q2/24e | Q3/24e | Q4/24e | |
|---|---|---|---|---|---|---|---|---|---|
| Operating income | 8.4 | 8.3 | 16.7 | 7.7 | 12.2 | ||||
| EBIT | 0.4 | -0.1 | 0.3 | -2.0 | 1.9 | ||||
| Net income | 0.3 | 0.0 | 0.3 | -2.0 | 1.9 | ||||
| EPS (adj.) | 0.00 | 0.00 | 0.00 | -0.06 | 0.01 |
ShowingAll content types
Alisa Pankki Oyj: Alisa Bank's renewed strategy and medium-term financial targets
Alisa Pankki Oyj: Shareholders' Nomination Board of Alisa Bank Plc
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Alisa Pankki Oyj: Alisa Bank Plc appoints Katja Vähäsilta as General Counsel and Member of the Management Team
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